Discovery Benefits - Flexible Spending Account (FSA)

The flexible spending benefits plan offers you a way to save tax dollars through two spending accounts - the healthcare and dependent-care spending accounts. 

IMPORTANT: If you are enrolled in the HSA plan you cannot utilize your FSA card for medical expense reimbursement and therefore will be placed in a limited account. This allows employees to request reimbursement for dental and vision only.

The Discovery Beneftis card is designed to allow you a more convenient way of using your Flexible Spending Account at the point of service, reducing the out-of-pocket expense. Due to recent IRS legislation, we recommend you save your receipts when you use your card as Discovery Benefits may require you to substantiate your purchases.

You can use your card for products and services at qualified locations, such as:

  • Hospitals
  • Physician offices
  • Dental offices
  • Vision-service locations
  • Pharmacies
  • Durable medical supply locations
  • Dependent-care facility




  • Deductibles
  • Coinsurance
  • Prescription drugs
  • Allergy shots
  • Insulin and syringes
  • Weight-loss programs for disease
  • Wheelchair/crutches
  • Chiropractor treatments
  • Psychiatrist/psychologist fees
  • Smoking cessation programs
  • Deductibles
  • Co-pays
  • Coinsurance
  • Routine exams
  • Fillings
  • Crowns
  • Bridges
  • Dentures
  • Root canals
  • Orthodontia
  • Eye exams
  • Prescription glasses
  • Prescription sunglasses
  • Corrective eye surgery
  • Contact lenses


  • Hearing exams
  • Hearing aids and batteries

Plan guidelines

  • You may enroll in this plan ONLY during Open Enrollment or when you are hired. During Open Enrollment, you cannot passively enroll in this benefit option. New enrollment forms must be completed online each year.
  • You may only request reimbursement for services rendered in the current plan year, and any services received after Dec. 31 will not be eligible for reimbursement. Any amount left in your account at the end of the plan year will be forfeited. You may file plan-year claims through March 31 of the following year.
  • Once you establish your plan-year contribution, you may only change your expenses within 31 days of a “Life Qualifying Event.”
  • You still can participate in the Flexible Spending Account plan even if you or another family member is covered under a separate health insurance plan.
  • In order to be eligible for reimbursement for the dependent care (day care) plan, a dependent care expense must be necessary in order for you to work, for your spouse to work or to attend school full-time.